/* Start custom CSS *//* ── GLOBAL SETTINGS & VARIABLES ── */
@import url('https://fonts.googleapis.com/css2?family=Cormorant+Garamond:ital,wght@0,400;0,600;0,700;1,400;1,600&family=Inter:wght@300;400;500;600&display=swap');

:root {
  --navy:       #0B1C3A;
  --navy-mid:   #122044;
  --navy-deep:  #07122A;
  --gold:       #C9A84C;
  --gold-light: #E4C878;
  --gold-pale:  #F5EDD6;
  --white:      #FFFFFF;
  --off-white:  #F8F6F1;
  --stone:      #EEE9DF;
  --text-dark:  #0D1B33;
  --text-mid:   #3D4F6A;
  --text-soft:  #6B7A8F;
  --fd: 'Cormorant Garamond', Georgia, serif;
  --fb: 'Inter', sans-serif;
  --ease: cubic-bezier(0.4, 0, 0.2, 1);
}

.sfin-body { font-family: var(--fb); color: var(--text-dark); background: var(--white); line-height: 1.7; }

/* ── LAYOUT UTILITIES ── */
.sfin-sec { padding: 6rem 4rem; position: relative; box-sizing: border-box; }
.sfin-container { max-width: 1120px; margin: 0 auto; width: 100%; }
.sfin-container-sm { max-width: 820px; margin: 0 auto; width: 100%; }
.sfin-label { font-size: 0.68rem; font-weight: 700; letter-spacing: 0.22em; text-transform: uppercase; color: var(--gold); margin-bottom: 0.6rem; }
.sfin-title { font-family: var(--fd); font-size: clamp(1.9rem, 3.5vw, 3rem); font-weight: 600; color: var(--navy); line-height: 1.2; margin-bottom: 1rem; }
.sfin-title-white { color: var(--white); }
.sfin-rule { width: 44px; height: 3px; background: var(--gold); margin: 1.2rem 0 2rem; }
.sfin-rule-c { width: 44px; height: 3px; background: var(--gold); margin: 1.2rem auto 2rem; }
.sfin-body-text { font-size: 1rem; color: var(--text-mid); line-height: 1.85; max-width: 540px; }

@media(max-width:768px){ .sfin-sec { padding: 4rem 1.5rem; } }

/* ── 1. NAVIGATION ── */
.sfin-nav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 100;
  display: flex; align-items: center; justify-content: space-between;
  padding: 1.1rem 4rem; background: rgba(7,18,42,0.95); backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(201,168,76,0.15);
}
.sfin-nav-logo { font-family: var(--fd); font-size: 1.45rem; font-weight: 600; color: var(--white); text-decoration: none; letter-spacing: 0.02em; }
.sfin-nav-logo span { color: var(--gold); }
.sfin-nav-links { display: flex; gap: 2rem; list-style: none; margin: 0; padding: 0; }
.sfin-nav-links a { font-size: 0.8rem; font-weight: 500; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.7); text-decoration: none; transition: color 0.2s; }
.sfin-nav-links a:hover { color: var(--gold-light); }
.sfin-nav-cta { background: var(--gold); color: var(--navy); padding: 0.55rem 1.4rem; font-size: 0.78rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; text-decoration: none; border-radius: 2px; transition: background 0.2s; }
.sfin-nav-cta:hover { background: var(--gold-light); }
@media(max-width:900px){ .sfin-nav { padding: 1rem 1.5rem; } .sfin-nav-links { display: none; } }

/* ── 2. HERO SECTION ── */
.sfin-hero { min-height: 100vh; background: var(--navy-deep); display: flex; align-items: center; padding: 9rem 4rem 5rem; overflow: hidden; }
.sfin-hero-bg { position: absolute; inset: 0; background: radial-gradient(ellipse 70% 80% at 65% 50%, rgba(201,168,76,0.07) 0%, transparent 65%), radial-gradient(ellipse 40% 40% at 20% 80%, rgba(18,32,68,0.8) 0%, transparent 60%); }
.sfin-hero-grid { position: absolute; inset: 0; opacity: 0.18; background-image: linear-gradient(rgba(201,168,76,0.35) 1px, transparent 1px), linear-gradient(90deg, rgba(201,168,76,0.35) 1px, transparent 1px); background-size: 60px 60px; mask-image: radial-gradient(ellipse 80% 100% at 60% 50%, black 30%, transparent 100%); }
.sfin-hero-orb { position: absolute; right: 8%; top: 50%; transform: translateY(-50%); width: 520px; height: 520px; border-radius: 50%; border: 1px solid rgba(201,168,76,0.12); pointer-events: none; }
.sfin-hero-orb::before { content: ''; position: absolute; inset: 40px; border-radius: 50%; border: 1px solid rgba(201,168,76,0.1); }
.sfin-hero-orb::after { content: ''; position: absolute; inset: 100px; border-radius: 50%; border: 1px solid rgba(201,168,76,0.08); }
.sfin-hero-india { position: absolute; right: 22%; top: 50%; transform: translate(0,-50%); width: 90px; height: 110px; opacity: 0.5; }
.sfin-india-dot { position: absolute; border-radius: 50%; background: var(--gold); animation: sfin-pulse 3s ease-in-out infinite; }
@keyframes sfin-pulse { 0%,100%{opacity:0.6;transform:scale(1)} 50%{opacity:1;transform:scale(1.3)} }
.sfin-hero-content { position: relative; z-index: 2; max-width: 620px; text-align: left; }
.sfin-hero-badge { display: inline-flex; align-items: center; gap: 0.5rem; font-size: 0.7rem; font-weight: 600; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold); border: 1px solid rgba(201,168,76,0.35); padding: 0.4rem 1rem; border-radius: 2px; margin-bottom: 2rem; }
.sfin-hero-badge-dot { width: 5px; height: 5px; background: var(--gold); border-radius: 50%; animation: sfin-pulse 2s infinite; }
.sfin-hero h1 { font-family: var(--fd); font-size: clamp(2.8rem, 5vw, 4.4rem); font-weight: 600; line-height: 1.1; color: var(--white); margin-bottom: 1.5rem; letter-spacing: -0.01em; }
.sfin-hero h1 em { font-style: italic; color: var(--gold-light); }
.sfin-hero-sub { font-size: 1.05rem; font-weight: 300; color: rgba(255,255,255,0.68); max-width: 500px; line-height: 1.85; margin-bottom: 2.5rem; }
.sfin-hero-form { background: rgba(255,255,255,0.05); border: 1px solid rgba(201,168,76,0.25); border-radius: 4px; padding: 1.75rem; max-width: 520px; }
.sfin-hero-form-label { font-size: 0.72rem; font-weight: 600; letter-spacing: 0.15em; text-transform: uppercase; color: var(--gold); margin-bottom: 1rem; display: block; }
.sfin-hero-form-row { display: flex; gap: 0.75rem; flex-wrap: wrap; }
.sfin-hero-form input { flex: 1; min-width: 180px; background: rgba(255,255,255,0.08); border: 1px solid rgba(255,255,255,0.15); color: var(--white); padding: 0.75rem 1rem; font-family: var(--fb); font-size: 0.9rem; border-radius: 2px; outline: none; transition: border-color 0.2s; }
.sfin-hero-form input::placeholder { color: rgba(255,255,255,0.35); }
.sfin-hero-form input:focus { border-color: var(--gold); }
.sfin-hero-form-btn { background: var(--gold); color: var(--navy); padding: 0.75rem 1.5rem; font-family: var(--fb); font-size: 0.85rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; border: none; cursor: pointer; border-radius: 2px; white-space: nowrap; transition: background 0.2s; }
.sfin-hero-form-btn:hover { background: var(--gold-light); }
.sfin-hero-form-note { font-size: 0.75rem; color: rgba(255,255,255,0.35); margin-top: 0.6rem; }
.sfin-hero-proof { display: flex; align-items: center; gap: 1.5rem; margin-top: 2.5rem; flex-wrap: wrap; }
.sfin-proof-item { display: flex; align-items: center; gap: 0.5rem; }
.sfin-proof-num { font-family: var(--fd); font-size: 1.5rem; font-weight: 600; color: var(--gold-light); }
.sfin-proof-label { font-size: 0.72rem; color: rgba(255,255,255,0.45); line-height: 1.3; max-width: 80px; }
.sfin-proof-divider { width: 1px; height: 30px; background: rgba(255,255,255,0.12); }

/* ── 3. TICKER RIBBON ── */
.sfin-ribbon { background: var(--gold); padding: 0.85rem 0; overflow: hidden; white-space: nowrap; }
.sfin-ribbon-track { display: inline-flex; gap: 2rem; animation: sfin-ticker 30s linear infinite; }
@keyframes sfin-ticker { from{transform:translateX(0)} to{transform:translateX(-50%)} }
.sfin-ribbon-item { display: inline-flex; align-items: center; gap: 0.75rem; font-size: 0.75rem; font-weight: 700; letter-spacing: 0.15em; text-transform: uppercase; color: var(--navy); }
.sfin-ribbon-sep { color: rgba(11,28,58,0.35); font-size: 0.6rem; }

/* ── 4. STORY SECTION ── */
.sfin-story { background: var(--white); }
.sfin-story-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; margin-top: 3rem; }
@media(max-width:800px){ .sfin-story-grid { grid-template-columns: 1fr; } }
.sfin-story-card { padding: 2rem 2.25rem; background: var(--off-white); border-left: 3px solid var(--gold); border-radius: 0 4px 4px 0; }
.sfin-story-card-title { font-family: var(--fd); font-size: 1.2rem; font-weight: 600; color: var(--navy); margin-bottom: 0.9rem; }
.sfin-story-card-body { font-size: 0.92rem; color: var(--text-mid); line-height: 1.8; }

/* ── 5. TARGET AUDIENCE (WHO WE SERVE) ── */
.sfin-who { background: var(--off-white); }
.sfin-who-intro { text-align: center; margin-bottom: 3.5rem; }
.sfin-who-intro .sfin-body-text { margin: 0 auto; text-align: center; }
.sfin-who-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; }
@media(max-width:900px){ .sfin-who-grid { grid-template-columns: 1fr 1fr; } }
@media(max-width:560px){ .sfin-who-grid { grid-template-columns: 1fr; } }
.sfin-who-card { background: var(--white); border: 1px solid rgba(11,28,58,0.09); border-top: 3px solid transparent; padding: 2rem 1.75rem; border-radius: 3px; cursor: pointer; transition: border-top-color 0.25s, box-shadow 0.25s, transform 0.2s; position: relative; text-align: left; }
.sfin-who-card:hover { border-top-color: var(--gold); box-shadow: 0 10px 35px rgba(11,28,58,0.09); transform: translateY(-3px); }
.sfin-who-card-tag { display: inline-block; font-size: 0.65rem; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold); background: var(--gold-pale); padding: 0.3rem 0.75rem; border-radius: 2px; margin-bottom: 1rem; }
.sfin-who-card-title { font-family: var(--fd); font-size: 1.25rem; font-weight: 600; color: var(--navy); margin-bottom: 0.6rem; line-height: 1.3; }
.sfin-who-card-body { font-size: 0.88rem; color: var(--text-soft); line-height: 1.75; margin-bottom: 1.25rem; }
.sfin-who-card-cta { font-size: 0.78rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; color: var(--navy); text-decoration: none; display: flex; align-items: center; gap: 0.4rem; transition: color 0.2s; }
.sfin-who-card:hover .sfin-who-card-cta { color: var(--gold); }
.sfin-who-card-cta::after { content: '→'; transition: transform 0.2s; }
.sfin-who-card:hover .sfin-who-card-cta::after { transform: translateX(4px); }

/* ── 6. PROCESS ROADMAP ── */
.sfin-how { background: var(--navy); }
.sfin-how-steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; margin-top: 3rem; position: relative; }
.sfin-how-steps::before { content: ''; position: absolute; top: 28px; left: 12.5%; right: 12.5%; height: 1px; background: linear-gradient(90deg, transparent, rgba(201,168,76,0.4) 20%, rgba(201,168,76,0.4) 80%, transparent); }
@media(max-width:768px){ .sfin-how-steps { grid-template-columns: 1fr 1fr; } .sfin-how-steps::before { display: none; } }
@media(max-width:480px){ .sfin-how-steps { grid-template-columns: 1fr; } }
.sfin-how-step { padding: 0 1.5rem; text-align: center; }
.sfin-step-num { width: 56px; height: 56px; border-radius: 50%; background: rgba(201,168,76,0.12); border: 1px solid rgba(201,168,76,0.35); display: flex; align-items: center; justify-content: center; margin: 0 auto 1.25rem; font-family: var(--fd); font-size: 1.3rem; font-weight: 600; color: var(--gold); }
.sfin-step-title { font-size: 0.82rem; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: rgba(255,255,255,0.85); margin-bottom: 0.6rem; }
.sfin-step-body { font-size: 0.85rem; color: rgba(255,255,255,0.45); line-height: 1.7; }

/* ── 7. VERTICAL SERVICES SHOWCASE ── */
.sfin-services { background: var(--white); }
.sfin-services-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1px; background: rgba(11,28,58,0.08); border: 1px solid rgba(11,28,58,0.08); border-radius: 4px; overflow: hidden; margin-top: 3rem; }
@media(max-width:900px){ .sfin-services-grid { grid-template-columns: 1fr 1fr; } }
@media(max-width:560px){ .sfin-services-grid { grid-template-columns: 1fr; } }
.sfin-service-cell { background: var(--white); padding: 2.5rem 2rem; transition: background 0.2s; cursor: pointer; text-align: left; }
.sfin-service-cell:hover { background: var(--off-white); }
.sfin-service-icon { font-size: 1.8rem; margin-bottom: 1rem; display: block; }
.sfin-service-name { font-size: 0.78rem; font-weight: 700; letter-spacing: 0.15em; text-transform: uppercase; color: var(--navy); margin-bottom: 0.5rem; }
.sfin-service-desc { font-size: 0.9rem; color: var(--text-soft); line-height: 1.7; margin-bottom: 1.25rem; }
.sfin-service-tag { display: inline-block; font-size: 0.7rem; font-weight: 600; letter-spacing: 0.1em; color: var(--gold); background: var(--gold-pale); padding: 0.25rem 0.7rem; border-radius: 2px; }

/* ── 8. CATEGORIES GRID ── */
.sfin-categories { background: var(--off-white); }
.sfin-categories-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(210px, 1fr)); gap: 0.9rem; margin-top: 3rem; }
.sfin-category-pill { display: flex; align-items: center; justify-content: space-between; gap: 0.75rem; background: var(--white); border: 1px solid rgba(11,28,58,0.09); padding: 1rem 1.25rem; border-radius: 3px; transition: border-color 0.2s, transform 0.2s, box-shadow 0.2s; }
.sfin-category-pill:hover { border-color: var(--gold); transform: translateY(-2px); box-shadow: 0 8px 22px rgba(11,28,58,0.08); }
.sfin-category-pill-name { font-size: 0.87rem; font-weight: 600; color: var(--navy); }
.sfin-category-pill-count { font-size: 0.68rem; font-weight: 700; color: var(--gold); background: var(--gold-pale); padding: 0.25rem 0.55rem; border-radius: 20px; white-space: nowrap; }
.sfin-categories-more { text-align: center; margin-top: 2.5rem; }
.sfin-categories-more-note { font-size: 0.85rem; color: var(--text-soft); margin-bottom: 1.25rem; }
.sfin-categories-cta { display: inline-block; background: var(--navy); color: var(--white); padding: 0.85rem 2rem; font-size: 0.82rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; text-decoration: none; border-radius: 2px; transition: background 0.2s; }
.sfin-categories-cta:hover { background: var(--gold); color: var(--navy); }

/* ── 9. GEOGRAPHIES / MARKETS ── */
.sfin-markets { background: var(--stone); }
.sfin-markets-flex { display: flex; align-items: stretch; gap: 1.5rem; margin-top: 3rem; flex-wrap: wrap; }
.sfin-market-card { flex: 1; min-width: 200px; background: var(--white); border: 1px solid rgba(11,28,58,0.09); padding: 2rem 1.5rem; text-align: center; border-radius: 3px; position: relative; overflow: hidden; transition: box-shadow 0.2s; }
.sfin-market-card:hover { box-shadow: 0 8px 28px rgba(11,28,58,0.1); }
.sfin-market-card::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 3px; background: var(--gold); transform: scaleX(0); transform-origin: left; transition: transform 0.3s var(--ease); }
.sfin-market-card:hover::after { transform: scaleX(1); }
.sfin-market-flag { font-size: 2.4rem; margin-bottom: 0.75rem; display: block; }
.sfin-market-name { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--navy); margin-bottom: 0.5rem; }
.sfin-market-desc { font-size: 0.85rem; color: var(--text-soft); line-height: 1.65; }

/* ── 10. SPECIALIZED INDUSTRIES ── */
.sfin-industries { background: var(--white); }
.sfin-industries-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; margin-top: 3rem; }
@media(max-width:800px){ .sfin-industries-grid { grid-template-columns: 1fr; } }
.sfin-industry-card { position: relative; overflow: hidden; border-radius: 4px; min-height: 260px; display: flex; align-items: flex-end; padding: 2rem 1.75rem; background: linear-gradient(180deg, rgba(11,28,58,0.15) 0%, rgba(7,18,42,0.92) 100%), var(--navy-mid); background-size: cover; background-position: center; text-align: left; }
.sfin-industry-icon { position: absolute; top: 1.5rem; right: 1.5rem; font-size: 1.8rem; opacity: 0.85; }
.sfin-industry-name { font-family: var(--fd); font-size: 1.3rem; font-weight: 600; color: var(--white); margin-bottom: 0.5rem; }
.sfin-industry-desc { font-size: 0.85rem; color: rgba(255,255,255,0.65); line-height: 1.7; }

/* ── 11. TRUST / WHY CHOOSE US ── */
.sfin-trust { background: var(--navy-deep); }
.sfin-trust-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4rem; align-items: center; }
@media(max-width:768px){ .sfin-trust-grid { grid-template-columns: 1fr; gap: 2.5rem; } }
.sfin-trust-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 1.5rem; }
.sfin-trust-stat { background: rgba(255,255,255,0.04); border: 1px solid rgba(201,168,76,0.15); padding: 1.75rem 1.5rem; border-radius: 3px; text-align: center; }
.sfin-trust-stat-num { font-family: var(--fd); font-size: 2.2rem; font-weight: 600; color: var(--gold-light); display: block; }
.sfin-trust-stat-label { font-size: 0.72rem; font-weight: 500; letter-spacing: 0.12em; text-transform: uppercase; color: rgba(255,255,255,0.4); margin-top: 0.3rem; display: block; }
.sfin-trust-copy { text-align: left; }
.sfin-trust-copy .sfin-label { color: var(--gold); }
.sfin-trust-copy .sfin-title { color: var(--white); }
.sfin-trust-copy .sfin-body-text { color: rgba(255,255,255,0.6); max-width: 100%; }
.sfin-trust-pillars { margin-top: 2rem; display: flex; flex-direction: column; gap: 1rem; }
.sfin-trust-pillar { display: flex; align-items: flex-start; gap: 1rem; padding: 1rem 1.25rem; background: rgba(255,255,255,0.04); border-left: 3px solid var(--gold); border-radius: 0 3px 3px 0; }
.sfin-trust-pillar-title { font-size: 0.82rem; font-weight: 600; color: var(--white); margin-bottom: 0.2rem; }
.sfin-trust-pillar-body { font-size: 0.82rem; color: rgba(255,255,255,0.45); line-height: 1.6; }

/* ── 12. MID-PAGE CTA BANNER ── */
.sfin-cta-banner { background: var(--gold); padding: 4rem; text-align: center; }
.sfin-cta-banner h2 { font-family: var(--fd); font-size: clamp(1.8rem, 3vw, 2.6rem); font-weight: 600; color: var(--navy); margin-bottom: 0.75rem; line-height: 1.2; }
.sfin-cta-banner p { font-size: 1rem; color: rgba(11,28,58,0.7); margin-bottom: 2rem; }
.sfin-cta-group { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }
.sfin-cta-dark { background: var(--navy); color: var(--white); padding: 0.9rem 2.2rem; font-size: 0.88rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; text-decoration: none; border-radius: 2px; transition: background 0.2s; }
.sfin-cta-dark:hover { background: var(--navy-mid); }
.sfin-cta-outline { background: transparent; color: var(--navy); padding: 0.9rem 2.2rem; font-size: 0.88rem; font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; text-decoration: none; border: 2px solid var(--navy); border-radius: 2px; transition: background 0.2s; }
.sfin-cta-outline:hover { background: rgba(11,28,58,0.1); }

/* ── 13. MAIN LEAD CAPTURE FORM ── */
.sfin-lead { background: var(--off-white); }
.sfin-lead-grid { display: grid; grid-template-columns: 1fr 1.4fr; gap: 5rem; align-items: start; }
@media(max-width:900px){ .sfin-lead-grid { grid-template-columns: 1fr; gap: 3rem; } }
.sfin-lead-copy { text-align: left; }
.sfin-lead-copy .sfin-body-text { max-width: 100%; }
.sfin-lead-reasons { list-style: none; margin-top: 2rem; padding: 0; }
.sfin-lead-reasons li { display: flex; align-items: flex-start; gap: 0.75rem; padding: 0.7rem 0; font-size: 0.92rem; color: var(--text-mid); border-bottom: 1px solid rgba(11,28,58,0.07); }
.sfin-lead-reasons li:last-child { border-bottom: none; }
.sfin-lead-check { width: 20px; height: 20px; flex-shrink: 0; background: var(--navy); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 0.6rem; color: var(--gold); font-weight: 700; margin-top: 2px; }
.sfin-lead-form-wrap { background: var(--white); border: 1px solid rgba(11,28,58,0.1); border-top: 4px solid var(--gold); border-radius: 4px; padding: 2.5rem; box-shadow: 0 10px 40px rgba(11,28,58,0.07); text-align: left; }
.sfin-lead-form-title { font-family: var(--fd); font-size: 1.5rem; font-weight: 600; color: var(--navy); margin-bottom: 0.25rem; }
.sfin-lead-form-sub { font-size: 0.85rem; color: var(--text-soft); margin-bottom: 1.75rem; }
.sfin-form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; }
@media(max-width:560px){ .sfin-form-row { grid-template-columns: 1fr; } }
.sfin-form-field { display: flex; flex-direction: column; gap: 0.35rem; margin-bottom: 0.75rem; }
.sfin-form-label { font-size: 0.72rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; color: var(--text-mid); }
.sfin-form-input { padding: 0.75rem 1rem; border: 1px solid rgba(11,28,58,0.18); border-radius: 2px; font-family: var(--fb); font-size: 0.92rem; color: var(--text-dark); background: var(--white); outline: none; transition: border-color 0.2s; width: 100%; box-sizing: border-box; }
.sfin-form-input:focus { border-color: var(--gold); }
.sfin-form-input::placeholder { color: rgba(11,28,58,0.25); }
select.sfin-form-input { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%236B7A8F' stroke-width='1.5'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 1rem center; }
textarea.sfin-form-input { resize: vertical; min-height: 100px; }
.sfin-form-submit { width: 100%; background: var(--navy); color: var(--white); padding: 1rem; border: none; cursor: pointer; font-family: var(--fb); font-size: 0.9rem; font-weight: 600; letter-spacing: 0.1em; text-transform: uppercase; border-radius: 2px; transition: background 0.2s; margin-top: 0.5rem; }
.sfin-form-submit:hover { background: var(--gold); color: var(--navy); }
.sfin-form-disclaimer { font-size: 0.75rem; color: var(--text-soft); text-align: center; margin-top: 0.75rem; }

/* ── 14. FOOTER STRIP ── */
.sfin-footer-strip { background: var(--navy-deep); padding: 2rem 4rem; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 1rem; border-top: 1px solid rgba(201,168,76,0.12); }
.sfin-footer-logo { font-family: var(--fd); font-size: 1.2rem; font-weight: 600; color: var(--white); }
.sfin-footer-logo span { color: var(--gold); }
.sfin-footer-copy { font-size: 0.78rem; color: rgba(255,255,255,0.3); }
.sfin-footer-links { display: flex; gap: 1.5rem; }
.sfin-footer-links a { font-size: 0.78rem; color: rgba(255,255,255,0.4); text-decoration: none; transition: color 0.2s; }
.sfin-footer-links a:hover { color: var(--gold-light); }
@media(max-width:768px){ .sfin-footer-strip { padding: 2rem 1.5rem; flex-direction: column; text-align: center; } }/* End custom CSS */